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Welcome to [https://mycreditcrisis.org/](https://mycreditcrisis.org/), a website owned and operated by My Credit Crisis, LLC ("Company," "we," "us," or "our"). These Terms and Conditions ("Terms") govern your access to and use of our website and related services. By using our website, you agree to be bound by these Terms and our Privacy Policy. If you do not agree with any part of these Terms, you must not use our services.
My Credit Crisis, LLC is a marketing and lead generation company. We connect individuals with third-party service providers specializing in debt relief, settlement, and negotiation. We do not provide financial or legal advice, nor are we a government agency. Any use of our referral services does not establish a client-provider relationship between you and My Credit Crisis, LLC.
By using this website, you confirm that you are at least 18 years old and agree to provide truthful, accurate information. You are responsible for all activities under your account, if applicable, and must comply with all relevant laws and regulations.
By providing your mobile number, you consent to receive automated marketing messages, reminders, and service notifications from My Credit Crisis, LLC. Message frequency may vary. Standard message and data rates may apply. You can opt out at any time by replying "STOP." Consent is not a condition of any purchase. Your mobile information will not be shared with third parties for marketing purposes.
All content on this website, including text, graphics, logos, and software, is the property of My Credit Crisis, LLC or its licensors and is protected by intellectual property laws. You may not use, reproduce, or distribute any content without our prior written permission.
My Credit Crisis, LLC does not guarantee any specific results from third-party services. The information on this site is for informational purposes only and does not constitute legal, tax, or financial advice. We are not liable for any damages arising from your use of the website or services from third-party providers. Our site may contain links to third-party websites, and we are not responsible for their content or practices.
You agree to indemnify and hold harmless My Credit Crisis, LLC and its affiliates from any claims or damages arising from your use of this website or violation of these Terms.
We reserve the right to modify these Terms at any time. We will post any changes on this page, and your continued use of the site after such changes constitutes your acceptance of the new Terms.
These Terms are governed by the laws of the State of Delaware. Any disputes arising from these Terms will be subject to the exclusive jurisdiction of the courts in Delaware.
If you have any questions, please contact us at support@mycreditcrisis.org.
My Credit Crisis, LLC ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy outlines how we collect, use, and safeguard your information when you visit [https://mycreditcrisis.org/](https://mycreditcrisis.org/) and interact with our SMS or email communications. By using our website, you agree to the terms of this Privacy Policy.
We may collect personal information you voluntarily provide, such as your name, phone number, and email address, when you submit a form or opt into our communications. We also collect automated information, including your IP address and browsing activity, through cookies and other tracking technologies.
When you opt-in to our SMS messages, you consent to receive automated marketing communications from us. Message frequency varies. Message and data rates may apply. You may reply "STOP" to unsubscribe at any time. Your consent is not a condition of purchase. We will not share your mobile information with third parties for marketing purposes, though we may share it with subcontractors for support services like customer service.
We use your information to provide our services, send you updates, improve our website, and comply with legal obligations. We do not sell your personal information, but we may share it with trusted third-party service providers for operational purposes.
You have the right to opt out of marketing communications at any time. If you are a California resident, you have additional rights under the CCPA/CPRA, including the right to know, delete, correct, and limit the use of your personal information. To exercise these rights, please contact us at support@mycreditcrisis.org.
We use industry-standard security measures to protect your data, but we cannot guarantee absolute security.
We may update this Privacy Policy at any time. Changes will be posted on this page with a revised effective date.